Barclaycard Insurance
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When you are searching for motor insurance and have negative credit, then in most cases this won't influence the car insurance payment that you will be charged.
Most motor insurers are only looking at you motoring record, for example, whether you have convictions and the number of years that you have not submitted a claim etc.
That is how the insurers calculate your specific premium, by taking into account your driving history.
Your financial past is not a concern for them provided that you can cover the premium.
The one difference it may make is that the provider may insist that you pay the total at the start as opposed to providing you with a month by month prearranged debit option.
Keep in mind that nearly all car insurance providers - like property insurers - perform searches on your financial report. Nevertheless, this is purely for fraud prevention which is done regularly for all applicants. The inquiry will prove that you are who you say you are. For example, the insurance company can investigate that on record, you are staying at the same residence that you claimed on your insurance application.
Searches such as these will not have an impact your credit score at any time.
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